What To Do In Cases of Credit Card Fraud
Credit card scammers are getting smarter and smarter. "Where there's a will, there's a way," isn't always a good thing, especially when it comes to people who want fast money. Even with all the steps you can take to prevent credit card fraud, it can still happen. If you or someone you know has become a victim of credit card fraud, there are steps to take to ensure your credit isn't damaged for the long term.
The first thing you should do is contact the credit card company or organization and have the account(s) closed. Contacting the company will help to prevent any future credit card fraud on your accounts. Speak with a representative in the fraud department. These people are best equipped to handle your needs. After this phone call, follow up with a letter to the company explaining the situation. Keep a copy of this letter for your records. By law you are no longer responsible for unauthorized charges once you have reported the credit card fraud.
File a police report as soon as possible. A police report will help you as you dispute any fraudulent credit card charges. Once the report has been filed, obtain copies for each of the creditors to let them know that you were a victim of fraud.
Contact the three credit bureaus, Equifax, Experian, and TransUnion. Have your account flagged with a fraud alert. Also obtain a copy of your credit report. By law, these companies are required to issue a free credit report to those who have been victims of fraud. Once you receive a credit, you should dispute, in writing, any instances of credit card fraud. Finally, contact the Federal Trade Commission, FTC, and report the fraud.
Of course, you should always be proactive and try to prevent fraudulent usage of your credit cards. In the case that you do become a victim, contact all the necessary parties as soon as possible to reduce the amount of damage to your credit reputation.
Credit Cards Related eBooks
Credit Cards For Those With Bad Credit
We have over 50 Banks & Companies that offer Bad Credit Unsecured Credit Cards and Merchant Cards to people with good credit, no credit, bad credit, or even a bankruptcy.
CreditHistory.org - All Credit Records @ Your Fingertips!
Now you can research your own credit history online and gain access to unparalleled variety of information from a wide range of search sources!
Credit Cards Related Articles
Credit Card Debt Consolidation Best Methods
Credit cards are the safest way to make payments, which carry no risk of theft or anything else. To avoid credit card debt you are advised to make payment before statement date. If you are already under the threat of credit card debt then you are recommended to take credit card debt consolidation loan to consolidate credit card debt. Here are some best m... Continue Reading...
Simple Methods To Reduce Credit Card Debt
Many people do not realise when their credit card debt is getting on top of them until it is too late. The best thing to do to see how you stand with your credit card and how much you are paying back to them each month, is to calculate your monthly earnings and then calculate what you can afford to put back into your credit card account. You will then you have to divide your earnings by what you make in payments to your cre... Continue Reading...
Jun-2009 16:13:38] PHP Warning: file(http://www.best-credit-card-info.com/Includes/Cblinks1.dat) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Cblinks.php on line 65 [15-Jun-2009 16:13:39] PHP Warning: array_rand() [function.array-rand]: First argument has to be an array in /home/bestcred/public_html/Includes/Cblinks.php on line 66 [20-Jun-2009 14:13:07] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [02-Jul-2009 04:58:50] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [13-Jul-2009 03:34:31] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [13-Jul-2009 03:47:08] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [17-Jul-2009 03:42:43] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [17-Jul-2009 03:43:44] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [17-Jul-2009 11:03:26] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [28-Jul-2009 15:02:14] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [06-Aug-2009 23:14:59] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [15-Aug-2009 10:22:07] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [23-Aug-2009 04:26:42] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [23-Aug-2009 22:53:42] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [24-Aug-2009 09:46:27] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [01-Sep-2009 17:43:36] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [03-Sep-2009 00:38:50] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [12-Sep-2009 15:57:52] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [12-Sep-2009 20:38:51] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [12-Sep-2009 20:39:10] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [14-Sep-2009 09:08:51] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [16-Sep-2009 14:17:55] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [17-Sep-2009 13:00:58] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [22-Sep-2009 08:04:27] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:04:39] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:04:45] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:04:52] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:04:55] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:04:55] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:04:57] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:04:59] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:01] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:05] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:10] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:11] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:14] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:17] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:20] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:24] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:27] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:27] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:29] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:30] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:39] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 08:05:52] PHP Warning: file(http://www.best-credit-card-info.com/config.txt) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Configure.php on line 204 [22-Sep-2009 12:01:23] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [30-Sep-2009 01:21:14] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [03-Oct-2009 04:02:01] PHP Warning: strpos() [function.strpos]: Offset not contained in string in /home/bestcred/public_html/Includes/Snippet2.php on line 30 [07-Oct-2009 05:50:51] PHP Warning: strpos() [function.strpos]: Offset not containe
n-2009 16:13:38] PHP Warning: file(http://www.best-credit-card-info.com/Includes/Cblinks1.dat) [function.file]: failed to open stream: Connection timed out in /home/bestcred/public_html/Includes/Cblinks.php on line 65 [15-Jun-2009 16:13:39] PHP Warning: array_rand() [function.array-rand]: First argument has to be a... Continue Reading...